Terms of Service

Last updated: May 10, 2026

Acceptance of Terms

By accessing or using Luminxo, you agree to be bound by these terms. If you do not agree, please do not use the site.

Service Description

Luminxo provides credit card comparison and recommendation tools for informational purposes only. We are not a financial advisor, lender, or credit card issuer. Our recommendations are algorithmically generated and should not be considered financial advice.

Accuracy of Information

We strive to keep card details accurate and up to date. However, credit card terms, rates, and offers change frequently. Always verify details directly with the card issuer before applying.

Affiliate Relationships

Luminxo may earn a commission when you apply for a credit card through our affiliate links. This compensation does not influence our card rankings or recommendations. See our Affiliate Disclosure for details.

Limitation of Liability

Luminxo is provided “as is” without warranties of any kind. We are not liable for any damages arising from your use of the site or reliance on its content.

Changes to These Terms

We reserve the right to modify these terms at any time. Continued use of the site after changes constitutes acceptance.

Contact

Questions? Email us at contact@luminxo.com.